Can I use my Chase Freedom Card to rent a car?

How does chase rental car insurance work?

  • How Chase Rental Car Insurance Works. When you rent a car and pay for the rental with an eligible Chase credit card, your rental car will be covered thanks to your credit card collision damage waiver (CDW). The CDW will help reimburse you for damages or a replacement if your rental car is involved in an accident or theft.

Does the Chase Freedom Flex have collision damage waiver insurance?

  • The Chase Freedom Flex℠ and Chase Freedom Unlimited® both offer insurance coverage for the financial cost of damage or theft to a rented vehicle. However, coverage through the collision damage waiver (CDW) is secondary insurance -- it only kicks in after other forms of insurance (like your personal car insurance).

What does the Chase Freedom CDW cover?

  • That means the CDW from Chase Freedom Flex℠ and Chase Freedom Unlimited® is secondary insurance. It will only cover what your own car insurance doesn't. In most cases, the benefit will cover your deductible, or perhaps the money you have to pay out of pocket when making a claim to your existing car insurance policy.

Does Chase Freedom Unlimited have secondary insurance for rental cars?

  • The Chase Freedom Unlimited provides secondary coverage for theft and collision for auto rentals. This means it only pays out after other forms of coverage. To receive this benefit, you must pay for the entire eligible car rental with the card and decline the rental company's CDW waiver. What is a secondary insurance policy?


What are the Chase Sapphire Reserve's rental car rental benefits?

  • The Chase Sapphire Reserve comes with two key car rental benefits: primary rental car insurance and special perks with partners Silvercar, Avis, and National Car Rental. Primary rental car coverage is great because it can prevent you from having to file a claim with your insurance company and save you money on your monthly premium.

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